Relay For Life

Mortgage Services

For most people, mortgages are a part of life - if you want to buy a home, you're likely to need a mortgage. We work hard to make sure your mortgage fits your long-term financial goals. We want you and your family to have a strong foundation to build your future on. 

 Click here to apply online.

Programs Available

Fixed-Rate Loans

Fixed-rate mortgages give you the peace-of-mind knowing your monthly principal and interest payments will not change. With the added convenience of an escrow account you'll never have to worry about a large tax or insurance bill. Loans are available for up to 95% of your homes value.

Adjustable Rate Mortgages Loans (ARM)

An adjustable rate mortgage has a lower interest rate that is fixed for an initial period and then adjusts based on financial market conditions. During the initial period, an ARM typically has a lower interest rate than a comparable fixed-rate mortgage, so you can save on your monthly payments during the early years of your loan term.

FHA Loans

FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) - which is part of HUD - insures the loan. FHA has a loan that allows you to buy a home, fix it up, and include all the costs in one loan. Or, if you own a home that you want to re-model or repair, you can refinance what you owe and add the cost of repairs all in one loan. With the added benefit of low down payment requirements and the option to receive the down payment from a family member, FHA loans are one of the most readily available mortgages today.

Condominium Loans

With the Condo market being so unique, our goal is to help with the financing within the Dalton Market.  We are offering a 3/1 Adjustable Rate Mortgage up to 30 year terms at a 95% loan.  With this you have the satisfaction of having a fixed rate for the first three years.

Vacation Home and Investment Property Loans

A vacation home can be a good investment, provide rental income and provide a tax deduction. It can even turn into your year-round home after you retire. Investment property loans can be structured in many different ways. Our goal is to find the right mortgage for your needs and long-term goals.

Jumbo Loans

For home buyers who need financing to purchase more expensive property or investment-minded buyers who can make a large purchase, but want to leverage their assets more effectively, a jumbo mortgage might be right for you. Contact our mortgage department today.

Other Mortgage Loan Programs

Our experienced mortgage officers will take the time to understand your specific home mortgage needs. In addition to the mortgage loans above, First Bank of Dalton also offers the following loan types:

  • Department of Veterans Affairs (VA) Loans
  • USDA Home Loan Programs
  • Fannie Mae Home Path Mortgages
  • A variety of other mortgage products specifically designed to suit your needs.

Apply Now

Applying for a First Bank of Dalton mortgage is easier than ever. Click here to get started.

Officer - NMLS#

Patricia Devlin - 603122                     T. Larry Roye - 732451                       Shannon Brooks - 1473190

Mitch Sanford - 707092                      Julie Walraven - 1454651                   Wendy Connor - 1473218

Deborah Favors - 706213                   Scott Sellers - 732461                        Kim Silvers - 1399803

Mark Godfrey - 732442                      Larry Harrison - 718346                      Candice Landress - 1446729

Bruce Longmire - 441947                   Mayelli Diaz Meza - 1403666              Rusty Ridley - 733033

Barry Robbins - 706980                     Pamela Garland - 811190                    Deidra Brumlow - 1548965


NMLS #421815

Your Bank for Life

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24 Hour Telephone Banking Access:
 706-277 - INFO (4636)

Main Office Phone:   706-226-5377
Mailing Address:       PO Box 459, Dalton, GA 30720

Calhoun Office Phone:   706-629-1500
Mailing Address:            PO Box 2075, Calhoun GA 30703

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